How much are your employees’ wages after taxes? It’s a simple question with a complex answer. Now, you can use this powerful online payroll calculator tool from Roll to perform gross-to-net calculations to estimate take-home pay in all 50 states.
Simply fill out the fields below to the best of your knowledge and get your earnings estimate. Just give us the data and our gross income calculator will do the math for you. If you get stuck, visit our handy paycheck calculator guide to learn more.
Important note on the salary paycheck calculator: The calculator on this page is provided through the ADP Employer Resource Center and is designed to provide general guidance and estimates. It should not be relied upon to calculate exact taxes, payroll or other financial data. These calculators are not intended to provide tax or legal advice and do not represent any ADP service or solution. You should refer to a professional advisor or accountant regarding any specific requirements or concerns.
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Salary paycheck calculator guide
Sure, our salary paycheck calculator does a lot of heavy lifting—but it still may be helpful to take a closer look at a few of the calculations that are essential to payroll.
Anatomy of a paycheck
While most paychecks may look largely the same, their delivery schedules can change from business to business. Numerous variables can dictate how often paychecks are disbursed, including applicable state laws and regulations, and even your own preference as an employer. Check out our blog to learn how to choose the right pay schedule for your business.
Regardless of their frequency, all paychecks should contain the same basic information.
- Check number
- Employer’s name and address
- Employee’s name and address
- Check date
- Payment amount
- Employee’s bank account and routing numbers
- Check memo (optional)
Pay stub basics
Most states require you to provide each employee with a pay stub as well. These typically come with paychecks and list details such as:
- Pay period start and end date
- Hours worked
- Gross pay
- Net or take-home pay
- Federal and state income taxes
- Local taxes
- Medicare and Social Security taxes
- Deductions for benefits
- Wage garnishments
- Year-to-date totals
- Paid time off (PTO) balances
The Roll dictionary for complex payroll terms
- Benefit deductions
- If your business offers health insurance, dental insurance, 401k retirement savings plans and other benefits, you’ll often share those costs with your employees and withhold it from their pay in the form of payroll deductions. Depending on the type of benefit and the regulations that apply to it, the deduction may be pre-tax or post-tax. Pre-tax is more advantageous to workers because it lowers the individual’s taxable income. One additional advantage to offering employees benefits is that businesses then become eligible for certain tax credits, reducing the overall amount of taxes owed.
- Wage garnishments
- Outside factors, such as wage garnishments, can also play a part in take-home pay. For instance, you may need to deduct garnishments from employee wages if they receive a court order to do so. This can occur for a variety of reasons, such as the employee is required to pay child support or alimony. Rather than deducting a fixed dollar amount, garnished wages are generally a percentage of an employee's earnings.
- Federal income tax withholding
- Employers withhold federal income tax from workers’ pay based on current tax rates, Form W-4, and Employee Withholding Certificates. When finishing this form, workers should add their filing status and note if they are claiming any dependents, are employed at multiple places or have a spouse who also works (for married filing jointly purposes), or need any other necessary adjustments.
- FICA withholding
- FICA (Federal Insurance Contributions Act) is a two-part tax. Both employees and employers pay 1.45% for Medicare and 6.2% for Social Security. The latter has a wage base limit of $147,000, which means that after employees earn that much, the tax is no longer deducted from their earnings for the rest of the year. Those with high income may also be subject to Additional Medicare tax, which is 0.9%, paid for only by the employee, not the employer.
- State and local tax withholding
- State and local taxes vary depending on where you or your employees live. Make sure to keep in mind:
State and local income tax
State unemployment tax (SUTA)
Paid family medical leave
Use Roll's annual income calculator to calculate an employee's yearly income after federal, state, and local taxes are deducted. You can also use the net pay calculator to get an accurate hourly, weekly or monthly pay estimate. You can also use ADP’s quick search tool to determine your state and local tax amounts.
Frequently asked questions
- How do you calculate annual income?
- A simple method is to multiply the total income (before tax deductions) by the number of pay periods in a year to find the annual salary. For example, if a worker earns $2,500 bi-weekly, their pre-tax annual income would be 1,500 x 26 = $39,000. However, this doesn’t include taxes, deductions and other variables. Roll’s income calculator takes this headache out of the equation, accounting for the various factors that can affect someone’s pay.
- Is a pay stub the same as a paycheck?
- What should a pay stub look like?
- Pay stubs typically contain information like hours worked during a particular period, net income, taxes withheld, the employee’s voluntary deductions, other benefits received, and more. [See above for a full list.] Additional information may be present on the stub depending on state or local requirements.
- What should your employees do with their paycheck stubs?
- Pay stubs are most often used to verify payment accuracy, so they might be needed to settle wage or hour disputes. It’s always a good idea for employees to hang on to their pay stubs, though they are by no means required to do so.
- What should you do if your employees don't receive their paycheck or their paycheck is late?
First, check with your HR department (if you have one) to see if the cause was a simple honest mistake. From there, depending on the reason for the missed or late paycheck, you can chart out your next course of action.
If you notice that your paychecks are regularly arriving late or having issues with delivery, follow this process:
- Order check stock from an office supply store or the bank that has the business payroll account and print the checks yourself each pay period.
- Work with a payroll provider to automate tasks for you.
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